Legal Information

1. Acceptance of Terms

By accessing and using ApplPay ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

ApplPay provides construction project payment tracking services, including but not limited to: valuation tracking, payment management, retention calculations, and reporting tools for construction projects.

3. User Accounts and Data

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate, current, and complete information during registration and to update such information as necessary.

4. Subscription and Payment Terms

• Subscriptions are billed on a recurring basis according to your selected plan
• You may cancel your subscription at any time through your account settings
• Refunds are handled on a case-by-case basis at ApplPay Limited discretion
• ApplPay Limited reserves the right to modify pricing with 30 days notice to existing subscribers

5. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose or in violation of any regulations
• Attempt to gain unauthorised access to any part of the Service
• Interfere with or disrupt the Service or servers connected to the Service
• Share your account credentials with unauthorised parties

6. Limitation of Liability

The Service is provided "as is" without warranties of any kind. ApplPay Limited is not liable for any errors, losses, or damages resulting from inaccurate data entry or use of the Service. ApplPay Limited shall not be liable for any indirect, incidental, special, consequential or punitive damages arising from your use of the Service. ApplPay Limited's total liability shall not exceed the amount paid by you in the 12 months preceding the claim.

7. Data Ownership and Responsibility

You retain all rights to the data you input into the Service. You are solely responsible for the accuracy and legality of the data you provide.

8. Service Modifications and Termination

ApplPay Limited reserves the right to modify, suspend, or discontinue the Service at any time with reasonable notice. ApplPay Limited may terminate or suspend your account for violation of these terms.

9. Governing Law

These terms shall be governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact

For questions about these Terms of Service, please contact us at: Info@ApplPay.co.uk

ApplPay Limited, Company No 16916312

1. Information ApplPay Limited Collects

ApplPay Limited collects the following types of information:

• Account Information: Name, email address, company details
• Project Data: Project details, valuations, payments, and related financial information you input
• Usage Data: How you interact with the Service, including pages visited and features used
• Payment Information: Processed securely through Stripe (ApplPay Limited does not store full card or Banking details)

2. How ApplPay Limited Uses Your Information

ApplPay Limited uses your information to:

• Provide and maintain the Service
• Process payments and manage subscriptions
• Send service-related notifications and updates
• Improve and optimize the Service
• Respond to your requests and provide customer support
• Comply with legal obligations

3. Data Storage and Security

ApplPay Limited uses the Base44 platform to support its services. Your data is stored securely on Base44's infrastructure using industry-standard encryption and is hosted on Google Cloud servers located in the United States. Base44 utilises appropriate legal mechanisms, including Standard Contractual Clauses (SCCs), to safeguard international data transfers to the US.

For further information about the legal bases for processing (such as contract performance, legitimate interests, or consent), please review Base44's Data Protection Agreement (DPA): https://base44.com/dpa

4. Data Sharing and Disclosure

ApplPay Limited does not sell your personal data. ApplPay Limited may share your information only:

• With service providers who assist in operating the Service (e.g., payment processors, hosting providers)
• When required by law or to protect our legal rights
• With your explicit consent

5. Your Rights (GDPR/UK GDPR)

You have the right to:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete data
• Erasure: Request deletion of your personal data
• Portability: Receive your data in a structured, machine-readable format
• Object: Object to processing of your personal data
• Withdraw Consent: Withdraw consent for data processing at any time

To exercise these rights, please contact us at: Info@ApplPay.co.uk

6. Data Retention

ApplPay Limited retains your data for as long as your account is active or as needed to provide the Service. After account deletion, ApplPay Limited may retain certain information as required by law or for legitimate business purposes.

7. Cookies and Tracking

ApplPay Limited uses essential cookies to provide the Service functionality. ApplPay Limited does not use third-party advertising or tracking cookies without your consent.

8. International Data Transfers

Your data may be transferred to and processed in countries other than your own. ApplPay Limited ensures appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

9. Children's Privacy

The Service is not intended for use by individuals under 18 years of age. ApplPay Limited does not knowingly collect personal information from children.

10. Changes to Privacy Policy

ApplPay Limited may update this Privacy Policy from time to time. ApplPay Limited will notify you of significant changes via email or through the Service. Continued use after changes constitutes acceptance of the updated policy.

11. Contact Us

For privacy-related questions or to exercise your rights, contact us at: Info@ApplPay.co.uk

ApplPay Limited, Company No 16916312